ilmscore | Student Loan Refinancing Predictions
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Student Loan Refinancing

Topic
N/A
Accuracy

Recent Predictions

Total: 8
Correct: 0
Incorrect: 1
Pending: 7
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Interest rates under 6% for student loan refinancing are exceptionally rare, described as a 'unicorn' in the market.
"And by the way, they're providing interest rates under 6%, which is practically a unicorn in the stu..."
Caleb Hammer Caleb Hammer
Oct 24, 2025
Incorrect
She Blames MAGA For ...
Helium Mobile offers a phone service that rewards users with 'cloud points' for sharing anonymized location data, which can be redeemed for gift cards. This is presented as a tech innovation with potential to shake up the industry.
"And here's the kicker. They reward you with cloud points. Basically, they are loyalty points just fo..."
Caleb Hammer Caleb Hammer
Jul 30, 2025
Pending
$350,000+ Of LGBT De...
The refinancing company has high customer satisfaction (4.6 stars on Google) and provides personalized service, which is unusual in the finance industry.
"4.6 stars on Google says why Refi actually picks up and treats you like a real human, which is a sho..."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...
Refinancing can simplify repayment plans and potentially relieve co-signers of their obligation.
"They'll arrange your repayment plan, ease the monthly hit, and even let your poor co-signer off the ..."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...
Refinancing is presented as a legal alternative to extreme financial desperation like robbing a bank.
"So, if you're done fantasizing about robbing a bank, don't do that."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...
Student loan interest rates below 6% are described as extremely rare.
"they're providing interest rates under 6% which is practically a unicorn in the student loan jungle."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...
Refinancing is promoted as a viable solution for eliminating student loan debt, avoiding extreme measures.
"They're here to help you actually crush these loans without selling your kidneys on the black market..."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...
Refinancing student loans can lead to lower monthly payments, allowing for discretionary spending.
"So, if you're tired of monthly payments so high that you can't afford a single sweet treat, why refi..."
Caleb Hammer Caleb Hammer
May 16, 2025
Pending
I’m Going To Get Sue...